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1 in 2 Pakistanis (52%) regard unforeseen illnesses and medical emergencies as the most significant risk to their household budget: (Access to Finance Survey 2015 / Gallup Pakistan)


Introduction to the series on Financial Inclusion Research:

This press release is part of a special series that aims to foster an empirical understanding of financial inclusion in Pakistan and hopes to create a collaborative network of individuals working on the topic.

This particular press release aims to assess what the population perceives as important risks to their household budget management.

A nationally representative sample of men and women from across the four provinces was asked, “Finally, there are also more dramatic events that can have a very bad effect on one’s household. Which such events, if any, do you think are most likely to happen to people around you?” In response, 52% said unforeseen medical expenses or illness that requires expensive treatment, 26% said destruction of household/property/crops/livestock due to floods, earthquake or fire.  25% said theft at household/property and 22% said death of a family member. 20% said disability of a household member, 19% each said birth of child/caesarean and a family member losing job, 15% said failure of business and 12% said inability to pay debt. 10% each said livestock demise and theft/destruction of agricultural crops and livestock.  8% said separation or divorce. 20% said none and 4% did not know.